Nidhi Company Registration
A member-only lending and savings company.
Reviewed by CA Hitendra Pal Singh· company law, tax and complianceLast reviewed
A Nidhi company borrows from and lends to its own members only, under the Nidhi Rules. It must reach 200 members and a net-owned-fund threshold within its first year, so the plan for getting there matters as much as the incorporation.
What is included
- Incorporation as a public company with Nidhi objects
- DSC and DIN for directors
- MOA and AOA drafted for Nidhi objects
- PAN and TAN
- Guidance on the first-year membership and fund thresholds
What comes after
Next, most people need
Nidhi Company Annual Compliance
A Nidhi has more to file than an ordinary company — NDH-1, NDH-3 and NDH-4 on top of the ROC cycle — and the member and funds tests start from day one.
from ₹9,999 / year · MCA filing fees extra.
See Nidhi Company Annual ComplianceWhat we will need from you
- PAN and Aadhaar of seven subscribers and three directors
- Proof of registered office
- Recent utility bill and owner NOC
How long it takes
Typically 20–30 working days.
Timelines are typical, not guaranteed. Government processing times vary, and a query from the officer adds to them. We will tell you where yours stands.
Common questions
Can a Nidhi advertise for deposits?
No. It may only deal with its members and is barred from advertising for deposits or lending to outsiders.